Business Development

The financial matrix strategy is a grouping of companies in four quadrants and gives strategy recommendation in order to adjust the company’s growth with investing and financing decisions, so that growth can produce returns that can cover financial cost.

In order to apply this financial matrix strategy, there are 15 public companies that have assets over one quintillion and 15 companies that have assets less than one quintillion which are going to examples based on the expert’s research.

Each company tends want to grow larger. One measure of the company’s growth is sales increase. The sales growth will have consequences on the increase of investment over the assets of the company and finally it requires funds to purchase the assets.

In other words, the company’s growth has consequences on the investment decision and financing decision. Therefore, it is the responsibility of the financial manager to balance between growths, return rate (return) on selected investment, and financial cost.

According to that, then it is necessary to discuss about growth adjustment, investment return, and financial cost with the matrix approach.

Gold other than as an investment instrument, it seems to be capable of surviving in any circumstances, including conditions at the time of crisis. Investment using gold buyers instrument has some benefits. First, gold has a very easy liquidity. Many stores that sell gold for cash and buy gold everywhere. “Today, gold can be regarded as a currency because it is very easy to exchange it. All currency in the world has the gold as a back up. Second, gold prices will always rise, so could be an option during the crisis. Even when there is war or high inflation and financial turmoil.

In addition, there are also fundamental aspects of gold. Gold has a two way benefit, either at the time the gold price is rising as well as when the price falls. Gold also has short term and long term benefits. When prices rise, people could sell gold online but when the gold price falls, people can come back to buy gold. This is a short-term benefits of investing gold.

Yet, if people want to invest gold in the long term, gold could be bought when prices go down later shelved until decades. This is still profitable because the price of gold will always rise. Take the benefit of 2 ways opportunity, for our long term buy and hold, for the short term we are selling at a correction. Still, gold is also not risk free.

The condition of today’s business world has evolved and become more complex, more competitive, moving fast and more difficult to predict. To be able to compete and succeed, a company need to combine business and IT resources in order to flexibly accommodate the change and then to adapt to these changes with right and quickly.

The existing of many business challenges require a company to have the ability to respond quickly and flexibly against every opportunity, outside threat, customers demand, competitors movement, and regulatory changes. To achieve this goal it requires mechanism to provide the right information at the right time and given to the right person so finally it can help to provide faster and better decisions.

To be able to provide the information, then it will need support from the company’s integrated infrastructure, which is able to utilize the IT resources that already exist which also can easily be add with new features and functionality. The infrastructure must be flexible and agile in order to adjust to the changes that occur both on business or IT. Currently, business must have the adaptive and responsive ability in order to be competitive.